Set a budget for your new home and consider all the associated charges, such as a 2% agency commission fee and a 4% transfer fee payable to the Dubai Land Department.
A minimum deposit of 25% is also required for properties financed with a mortgage. The interest rate is usually at around 3-8%, depending on the type of mortgage you choose.

For properties purchased directly from the developer, you will need to pay the Dubai Land Department for issuing the Title Deed (AED 520), an administration fee (AED 4,200), and 4% of the property value.
For properties financed through a mortgage or home loan, you will need to pay a Mortgage Registration Fee to the DLD (0.25% of the total mortgage value plus AED 290 administration fees). Your property brokers can charge an agency fee of 2%, but this is negotiable.
For apartments and villas, the service fees (for ongoing maintenance and repairs) are charged on a square foot basis and hence will vary depending on your property. The cost to set up utilities like DEWA and EmPower ranges between AED 2,300 for an apartment or AED 4,000 for a villa, depending on the number of metres installed, location and property type.

Security deposit (5-10% of annual rent)
Brokerage fees (usually 5% of annual rent, but some brokers charge a minimum of 5,000 AED per tenancy contract)
Moving/relocation expenses
Deposits for gas, DEWA, Internet and Phone line connections
Housing fees for Dubai Municipality (5% of annual rent)

You will need to obtain a Holiday Home operator license from the Department of Economy and Tourism or hire an agency that specializes in the management of short term rentals.

If you are a non-UAE national or expat, you are required by the UAE Mortgage Cap law to pay a deposit of 25-35% of the property value. This goes up to 50% for off-plan property purchase. If you are buying a second or third property, a minimum down payment of 40% of the property value will be required.